Loan programs

Competitive fixed and adjustable rates for borrowers with solid credit. As little as 3% down for qualified first-time buyers.

• 3%–20% down options
• Fixed & ARM terms
• PMI can be removed

Government-backed loans with flexible credit guidelines and down payments as low as 3.5% — ideal for first-time buyers.

• 3.5% down
• Flexible credit scoring
• Gift funds allowed

For eligible veterans, active-duty service members, and surviving spouses. Zero down payment and no monthly mortgage insurance.

• $0 down
• No PMI
• Competitive rates

Financing for loan amounts above conventional limits, with tailored options for high-value homes and self-employed borrowers.

• High loan amounts
• Flexible structures
• Primary to second homes

Zero-down-payment financing for homes in eligible rural and suburban areas, backed by the U.S. Department of Agriculture.

• $0 down
• Eligible rural areas
• Low mortgage insurance

Lower your rate, shorten your term, or tap your equity with a cash-out refinance. We'll show you the numbers before you commit.

• Rate & term refi
• Cash-out options
• Free payment analysis

FHA 203(k) and conventional renovation loans that fold the cost of repairs or remodels right into your mortgage.

• 203(k) & HomeStyle
• Fixer-to-dream home
• One closing

Flexible qualification for self-employed borrowers, investors, and unique situations that don't fit the standard grid.

• Bank statement programs
• DSCR investor loans
• Asset-based qualifying